Every tool your business needs to stay liquid, funded, and in control
Zenith Kapivex combines predictive analytics, automated capital allocation, and continuous monitoring so South African small businesses can plan cash flow with confidence instead of guesswork.
Built around one goal: continuous liquidity
Instead of reacting to cash shortfalls after they happen, Zenith Kapivex is designed to help you see them coming — and act early, with data-backed recommendations rather than gut feel.
A single view of where your cash is headed
Zenith Kapivex pulls together your transaction history, receivables, and payment cycles into one forecast, so you can see the next weeks and months clearly rather than piecing it together from spreadsheets.
- ✓Rolling cash flow forecasts that update automatically as new data comes in.
- ✓Early flags on periods where liquidity may run tight, before they become urgent.
- ✓Plain-language summaries alongside the numbers, so forecasts are usable by non-finance staff.
- ✓Historical patterns factored into future projections, not just static averages.
What's inside the platform
Each feature is built to work together — forecasting informs allocation, allocation informs monitoring, and monitoring feeds back into the next forecast.
Predictive cash flow analytics
Forward-looking models trained on your business's own transaction patterns highlight upcoming surpluses and shortfalls before they arrive, giving you time to plan around them.
AI-driven capital allocation
Recommendations on how to direct available funds — whether toward reserves, short-term obligations, or growth opportunities — based on your current liquidity position.
Continuous liquidity monitoring
Your position is tracked on an ongoing basis rather than reviewed only at month-end, so changes in receivables or expenses are reflected as they happen.
Scenario planning
Model the impact of a delayed payment, a new expense, or a seasonal slowdown before committing to a decision, so choices are informed rather than reactive.
Actionable alerts
Notifications are prioritised by relevance to liquidity, helping you focus on the signals that matter instead of sifting through raw data.
Business-friendly reporting
Reports are structured for owners and managers, not just accountants — clear summaries paired with the underlying detail when you need to dig deeper.
From raw data to a confident decision
A straightforward flow connects each feature into a single working process.
Connect your data
Bring in transaction history and receivables so the platform has an accurate base to work from.
Forecast is generated
Predictive analytics build a rolling view of expected cash position across upcoming periods.
Allocation is recommended
Based on the forecast, the platform suggests how to allocate available capital.
Position is monitored
Liquidity is tracked continuously, with alerts raised as conditions shift.
Designed for the realities of running a small business
Cash flow in a small business rarely moves in a straight line. Zenith Kapivex is built to handle that variability, not just idealised averages, so the guidance you get stays relevant week to week.
See how these features apply to your cash flow
Share a few details and get a sense of where your business's liquidity is headed.
Analyze My Cash FlowForecasts and recommendations are informational tools intended to support decision-making and do not constitute financial advice.