Terms and Conditions

1. Acceptance of Terms

By accessing or using the Zenith Kapivex website ("Site") or submitting information through any form on the Site, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, please discontinue use of the Site immediately.

2. Description of Service

Zenith Kapivex provides informational content, tools, and a means of contact related to cash flow analysis and capital allocation guidance for small businesses. Nothing on this Site constitutes financial, legal, tax, or investment advice, and no content should be relied upon as a substitute for consultation with a qualified professional advisor.

3. Eligibility

By using this Site, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms, whether on your own behalf or on behalf of a registered business entity.

4. Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the Site. Prohibited behaviour includes, without limitation:

• ✓Submitting false, misleading, or fraudulent information through any contact or lead form.
• ✓Attempting to gain unauthorised access to any part of the Site, servers, or connected systems.
• ✓Using automated means (bots, scrapers) to extract data from the Site without prior written consent.
• ✓Uploading or transmitting viruses, malware, or any other harmful code.

5. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, and the underlying design, is the property of Zenith Kapivex or its licensors and is protected by applicable intellectual property laws. No content may be reproduced, distributed, or otherwise used without prior written permission, except as necessary for personal, non-commercial viewing of the Site.

6. Forms and Submitted Information

When you submit information through a form on this Site (for example, to request an analysis of your business's cash flow), you agree that the information provided is accurate to the best of your knowledge. Submission of a form does not create any binding obligation on Zenith Kapivex to provide services, extend credit, or enter into any agreement. Any resulting engagement, if offered, would be governed by a separate agreement with its own terms.

7. No Financial Advice or Guarantee

Any tools, insights, or general information presented on the Site are provided for illustrative and informational purposes only. Zenith Kapivex does not guarantee any particular financial outcome, approval, or result from use of the Site or any associated service, and nothing on this Site should be construed as a commitment, offer, or guarantee of funding.

8. Third-Party Links

The Site may contain links to third-party websites or resources. These links are provided for convenience only. Zenith Kapivex does not endorse and is not responsible for the content, accuracy, or practices of any third-party site, and your use of such sites is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Zenith Kapivex and its representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your access to or use of, or inability to access or use, the Site or its content.

10. Indemnification

You agree to indemnify and hold harmless Zenith Kapivex, its owners, and representatives from any claim, demand, loss, or damage, including reasonable legal fees, arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

11. Changes to the Site and Terms

Zenith Kapivex reserves the right to modify, suspend, or discontinue any part of the Site at any time without notice. We also reserve the right to update or amend these Terms at any time. Continued use of the Site following any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

12. Termination

We reserve the right, at our sole discretion, to restrict or terminate your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, Zenith Kapivex, or third parties.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Zenith Kapivex operates, without regard to conflict of law principles. This section should be reviewed and finalised with appropriate legal counsel to confirm the correct governing jurisdiction.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

15. Contact

If you have any questions regarding these Terms and Conditions, please reach out via the contact details provided on our Contact page.